"The frustration and psychological beating that goes with something like this is a huge hurdle, but I know without a doubt that I’ve been fortunate to have income protection insurance, and what a difference that has made."

"Alistair tactfully pointed out to Damian that “if anything should happen, wouldn’t you want to know that Sue would be looked after?” Put like that, Damian changed his mind and took medical insurance cover; never dreaming that in three years he’d be making a claim on it."

"A double lung transplant isn’t what anyone plans for. I was in my early 40s. I thought I was bullet proof."

“We have every confidence in his ability to undertake a thorough business risk analysis and to advise appropriately.”

“Alistair provides real life examples to help me understand risk assessment and to make pro-active decisions around how I would like things managed should an insurance claim be necessary.”

“There was a lot going on with one partner undergoing chemotherapy, and a business to operate… this very difficult time was managed in a way that supported both the practice and my business partner.”

“Simply put it gives everyone involved choices. That could mean time out to focus on recovery, bringing in someone else at a senior level, or paying out a shareholding.”

“Throughout the ups-and-downs of recovery it’s been such a relief to know that our livelihood has been covered. The right insurance has given us confidence and peace of mind that the best outcome will be achieved.”

“As difficult as the heart surgery was, there was never a concern around the insurance or finances. The claim was managed in a streamlined manner and was overall an incredibly positive experience.”

“We’ve got a solid structure in place to support the business through the invariable ups and downs of life.”

“Alistair has clearly demonstrated his knowledge of the insurance industry and has made the policy relevant to a professional services firm like BDO.”

"Alistair has been a professional colleague for over 10 years. He has indepth specialist knowledge of insurance products that are designed to protect business owners, and this makes him an integral part of the individual Buy/Sell Agreements we construct for companies and partnerships."

“I personally wasn’t big on the idea of insurances at that time, and quite frankly thought it was a bit unnecessary.”